Timing can make all the difference when buying a vehicle—and so can your financing. At The Family Credit Union, we’re here to help you make smart financial moves and secure the best deal possible on your next ride. Whether you’re shopping for a new car loan or looking to finance a used vehicle, boat, motorcycle, or RV, we offer competitive auto loan options, qualified pre-approvals, and protection plans to keep you covered from start to finish.
When to Purchase a New Car to Maximize Your Savings
Strategic timing can save you hundreds—or even thousands—of dollars. Consider these tips:
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End of the Month or Year: Dealers are eager to hit quotas and may be more willing to negotiate. Look for deals in March, June, September, and December.
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Weekday Advantage: Visit on a Monday or Tuesday when the showroom is quieter, and you’ll likely get more attention and flexibility from sales staff.
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Holiday Hotspots: Memorial Day, Independence Day, Labor Day, and New Year’s Week are prime times for dealer incentives and rebates.
Do Your Research & Get Pre-Approved
Before you shop, do your homework. Research pricing, check reviews, and compare features. And don’t forget—getting pre-approved for a TFCU vehicle loan not only simplifies the buying process but gives you more bargaining power at the dealership.
Auto Loan Options That Go the Extra Mile
The Family Credit Union offers low, fixed interest rates based on your credit, down payment, and loan term. LIFE Relationship Pricing may qualify you for even lower rates, helping you save more. Our financing options cover new and used cars, motorcycles, boats, and recreational vehicles. And with protection plans and optional GAP coverage, you can drive away knowing you’re fully covered.
Ready to Hit the Road?
Let The Family Credit Union help you get there. Apply online or stop by your local branch to learn more about our vehicle loan options, protection plans, and how we can help you drive away with confidence.
