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Holiday Promos

We Work for You

  • Holiday Loans with rates as low as 6.99% APR* with a 12-month repayment term (1).
  • Skip A Payment in December or January. Click to print the request form (2)
  • Basic and Rewards Mastercard. Get a reduced rate on credit card purchases November 1 – December 31st. 1.99% APR*. INCLUDES all newly ordered cards during promotion (3)
  • Christmas Club – YES, we still have this dividend-earning savings plans. Start now, and shop with peace of mind.

* APR = Annual Percentage Rate.


1)All loans are subject to approval. Rates, terms, and conditions are subject to change without notice and may vary based on creditworthiness, qualifications. Rate offer available to qualifying members between 11/1/20 – 12/31/20. Sample: For a 1,000 loan for a term of 12 months with a 6.9% APR, the monthly payment will be $87 a month.

2) $20 service fee per loan. Signed form must accompany request. All loans associated with Skip program are subject to approval and must qualify; must be current and not delinquent within the previous twelve months. Conditions and terms of original loan agreement will apply and finance charges will continue to accrue. Regular monthly payments must resume after the one month skip pay term.

3) Existing  and new TFCU Mastercard® holders will receive 1.99% APR on all purchases made 11/1/20 – 12/31/20. The reduced rate is not available for cash advances or balance transfers. The promotional interest rate will return to the current individual cardholder’s rate upon completion of the 6 month offer cycle.