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Private Student Loan Programs

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The Smart Option Student Loan® for The Family Credit Union by Sallie Mae® – For borrowers attending degree-granting institutions

This loan is an ideal solution to help you pay for college expenses not covered by scholarships and federal loans. To learn more or to apply, please get started here.

The Smart Option Student Loan features and benefits:

  • Multiple in-school repayment options plus a choice of competitive fixed and variable interest rates provides even more flexibility
  • No origination fees and no prepayment penalty
  • Rewards and interest rate reductions available
  • Rates that reward creditworthy borrowers
  • Applying with a creditworthy cosigner may help you qualify and/or receive a lower rate
  • 100% US-based Student Loan Specialists

Need Help? Call Sallie Mae

1-877-279-7172. Mon-Thur 8:00 am – 9:00 pm ET. Friday 8:00 a.m.-8:00 p.m. ET

To learn more, please get started here.

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Refinance Student Loans

When you refinance your student loans with The Family Credit Union, you have a great opportunity. You can consolidate and refinance one or more student loans into a single loan that may have a lower interest rate and monthly payment. Contact us today or visit our site to learn more about this service and how it can help you!