Chat Now

Member Services

Enroll Here


We are having a free trust seminar hosted by our financial partner, First Community Trust, on February 13th. This is open to all of our members and you are encourage to attend! You will be able to get some great information on a variety of financial services including retirement planning and asset management. We hope to see you there. You can give us a call to learn more about where and when this event will take place. We would be happy to answer any questions you have.

trust

More about First Community Trust

Our partner, First Community Trust allows us to offer retirement and trust services to our credit union members. The professionals at First Community Trust have the experience to provide you with the best asset management services. They can provide you with estimate administration, retirement planning, 401(k) and IRA rollovers, trust services, and investment management. You can be more informed and ready to take on the future with help from our financial partner, First Community Trust.

The great thing about First Community Trust is that there is no obligation when you use their free services. They believe in a non-heavy sales approach, so you do not need to feel pressured when you approach them for advice or help. Outside of the free trust seminar, you can also meet with their representatives at a place that is comfortable for you. We understand that our members are all ages and abilities, so we want to make sure we can provide everyone with great service. Contact us today to make your appointment or to learn more about our free trust seminar! We definitely recommend you attend the free trust seminar if you are looking to learn more about asset management or retirement planning. It will be greatly informative to everyone who attends.

As a local credit union our goal is to help our community succeed. We believe in nurturing personal and educational growth, and that is why we offer scholarships for students in the Quad City area. For members of our credit union and their family members, we offer a variety of scholarships. As of right now we have three different scholarships available. You can apply for these scholarships up to their deadline in April.

Kevin Post Memorial Scholarship

The Kevin Post Memorial Scholarship is given to one credit union member or a family member entering or attending an accredited University or College. The deadline is April 1st and the gift is paid July 2nd. Submit your application by email or to any Family Credit Union office. As long as you are attending a University or College, you can apply for this scholarship. There’s no reason not to apply for this scholarship! Apply with the application here.

Keith Ruefer Memorial Scholarship

The Keith Ruefer Memorial Scholarship is given to one of our members or their family member entering or attending the University of Iowa. The deadline is April 1st and the gift is paid July 2nd. You can submit the application through email or to any Family Credit Union office. All you need for this scholarship is basic information about yourself and the letter of acceptance or proof of attendance. You can access the application for this scholarship here.

The Family Scholarship for Hispanic Students

Our last scholarship we are offering is the Family Scholarship for Hispanic Students. The Family Scholarship is given to one credit union member or family member of Hispanic heritage entering or attending an accredited University or College. The deadline is April 1st and the gift is paid July 2nd. Submit your application via email or to any Family Credit Union office. You can access the application here.

More About Our Scholarshipsscholarship

The awards of these scholarships are based on:

  • Need
  • Academics
  • Extracurricular Activities

If you are applying for these scholarships, please make sure to get them in by their deadlines. If you have questions or want to know more about the scholarships, do not hesitate to give us a call. We would be happy to help in any way we can.

 

Benefits of Banking with a Credit Union

When choosing to open a new account you have a few choices, including what type of banking institution you want to bank at. We are here to tell you that banking with a credit union–such as The Family Credit Union–has a variety of benefits; some even that you might not expect!

  1. Higher Returns on Deposit Accounts: Since credit unions are not-for-profit, you will often see much higher rates of returns on your deposit accounts than you would on a non-credit union account. Credit unions put their earnings right back into the business, and that benefits you!
  2. Better Loan Rates: Once again, because credit unions are not-for-profit, they offer very competitive loan rates. Credit unions don’t need to maximize their profits, so they have no need to give you high rates. Credit unions are very competitive lenders.
  3. Little to No Fees on Accounts: This is one of the best reasons to open a new account with a credit union. No minimum balance and no monthly fees are common for credit unions, unlike big banks. That way your money continues to grow rather than become profits for a big bank.
  4. Investment in Local Causes: Another great thing about credit unions is that they often benefit local causes. For example, supporting local youth development, community development, and more!

You won’t regret opening a new account with us, we are sure of it. We care about you and our community, not profits! Contact us today to learn more about opening a new account.

 

We asked some kids around the Quad Cities what a credit union was. Do YOU know what we do?

The Family Credit Union and other credit unions around the country are non-profit financial institutions owned by their members. We offer services of all kinds like checking, savings, loans, and other financial planning and services.

Stop in today to learn all about what The Family Credit Union can do for you!

 

 

The Family Credit Union asked some local kids a few questions about what life is like for adults. Their answers are funny and sometimes eye-opening.

 

Did you know your credit union is more than just checking and savings accounts? Let us show you all that we have to offer you and your family.

 

Credit UnionsThe first Credit Union was created over 160 years ago, yet there are a lot of misconceptions still floating around about these financial institutions. Hopefully, this will clear up some of the myths surrounding credit unions.

#1 – Credit Unions aren’t big enough.

Some people are afraid that Credit Unions aren’t big enough to protect their money or to help them with their finances. Banks are insured by the Federal Deposit Insurance Corporation (FDIC), with a coverage of $250,000 per customer. Credit Unions aren’t required to have FDIC coverage, but that doesn’t mean the money isn’t protected. The National Credit Union Administration (NCUA) offers the same coverage. The Family Credit Union is a member of the NCUA, in fact, 98% of the credit unions in the United States are insured by NCUA.

#2 – I can’t be a member.

Eligibility can be based on several factors. Some Credit Unions are based on your employer, but allow family members to join. The Family Credit Union is a community-based credit union, so membership depends on where you live or work. You can click here to see a map of eligibility.

#3 – Accessing my money can be a hassle.

The Family Credit Union has 9 branches in Illinois and Iowa, with 13 TFCU ATMs in the area. In addition, The Family Credit Union is part of the Privileged Status network which allows access to thousands of free ATMs. You should have no problem accessing your money, no matter where you are.

#4 – Credit Unions don’t offer perks like banks do.

The Family Credit Union offers everything a bank does. We have checking and savings accounts and offer online banking. We also have debit and credit cards, and home and auto loans, in addition to offering IRAs and student loans. TFCU also offers a rewards program called Buzz Points and offer shredding services, a discount on Sprint, college scholarships, programs for kids, and much more. Credit Unions are non-profit institutions, owned by its members, so we are able to offer better rates than most banks. We have everything a bank has and much more.

Let The Family Credit Union Make Your Dreams A Reality

If you have any more questions about what a credit union can do for you, please call or stop in. We’re happy to answer any questions and help you get the most out of your money. We want you to be secure and confident in your credit union. Contact us today and let us help you get started!