Looking for a smarter way to save that rewards you for building your balance? The Tiered Interest Account (TIA) at The Family Credit Union (TFCU) is a great option for members who want their money to work a little harder—without giving up easy access to their funds.
This account is our version of a money market account, offering tier rate savings that increase as your balance grows. It’s perfect for members who want to earn more while still enjoying the flexibility and security of a traditional savings option.
What Makes a Tiered Interest Account Special?
With a minimum balance of just $1,500, you can start earning competitive daily dividends, which are paid monthly. And the best part? The more you save, the more you earn—thanks to our tiered interest structure.
The Tiered Interest Account combines:
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Higher interest rates based on your balance tier
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Daily compounding dividends for maximum growth potential
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Monthly payouts that help your savings grow consistently
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Flexibility to access your funds while maintaining earning power
Why Members Love It
Whether you’re saving for a large purchase, planning ahead for retirement, or simply want to make the most of your money, a Tiered Interest Account can help. It’s a great fit for members who tend to keep a higher balance in their accounts and want to see a bigger return—while still being able to access their funds when needed.
Ready to Start Earning More?
We’re proud to offer savings options that reflect our commitment to your financial well-being. The Tiered Interest Account is designed to help our members grow their money with ease and confidence.
- Check out our current tier rates here
- Call us or stop by any of our branches to learn more
- Ask how the TIA could fit into your financial plan
At The Family Credit Union, your future is our focus—and we’re always here to help you find smart, simple ways to succeed.


