Did you know that two-thirds of Americans can’t pass a basic financial literacy test? That’s a staggering number—and it highlights a major gap in our education system. Financial literacy, or the ability to understand and manage personal finances, is a vital life skill. It empowers people to make informed decisions about saving, spending, borrowing, and investing. But here’s the problem: only 25 states currently require high school students to take a financial literacy course.
Without that foundation, many people grow up without the tools to manage their money confidently. The result? Mounting debt, missed bills, poor credit scores, and a lack of savings for emergencies. But the good news is that financial literacy is something you can learn—at any age and any stage of life.
You Don’t Have to Figure It Out Alone
At The Family Credit Union, we believe financial education should be accessible to everyone. That’s why we offer a range of free resources to help our members take control of their finances and build a stronger future. Whether you’re just getting started or looking to sharpen your skills, we’re here to support you.
Financial Literacy Tools You Can Start Using Today
- Banzai: Our financial education partner can help you develop financial wellness, ways to tackle your debt, and more! There are programs for kids, teens, and adults. Banzai offers hands-on coaching, real life scenarios for learning, educational articles, calculators, and even special offers within our credit union. Since many of us are trying to find things to do in our free time, Banzai may be the perfect thing. Learn a new set of skills during this time!
- Credit Sense: Powered by SavvyMoney®, is a tool that provides you ongoing access to your credit score, along with recommendations on how to improve it. Credit Sense℠ gives you the ability to monitor, improve, and ultimately save you money by managing your credit scores.
- Zogo: A gamified financial literacy app revolutionizing financial education. Users complete bite-sized lessons on smart money management and earn rewards for favorite brands. Download the app, play modules, level up, and earn while you learn!
Invest in Your Financial Future
Financial literacy isn’t something you’re born with—it’s something you build. And no matter your age or income level, there’s always more to learn. At The Family Credit Union, we’re committed to giving our members the knowledge, tools, and support they need to thrive financially.
Ready to start your journey?
Visit our website or contact us today to explore these tools and take the first step toward financial wellness.
