Was your holiday season a little tough on your wallet? You’re not alone. Many of us spend more than we intend to in November and December, then scramble to recover in the new year—cutting back on everyday expenses, putting off bills, or even turning to credit cards. But it doesn’t have to be that way. The Family Credit Union offers a simple, stress-free solution: the Christmas Club savings account.
“Isn’t the holiday season over?”
Yes—but that’s exactly why now is the perfect time to start planning ahead. The stress of holiday shopping, travel, meals, and gifts always comes back around faster than we expect. By saving a little bit throughout the year, you can avoid the financial strain and actually enjoy the season when it arrives.
How the Christmas Club Works
A Christmas Club account is a special savings account designed to help you prepare for holiday spending. You contribute small amounts consistently over the year, and on November 1st, the balance is automatically deposited into your regular savings account. That means by the time you’re ready to shop, travel, or entertain, the money is already there—no debt, no guilt, and no financial juggling.
Think it’s not worth it unless you can save a lot? Think again. Even $10 a week adds up to over $500 by the time November rolls around—more than enough to make a big difference.
Why Choose The Family Credit Union?
You might wonder, “Why not just set aside money on my own?” You absolutely can—but we all know how tempting it is to dip into those savings when something unexpected (or on sale!) comes up. The beauty of a Christmas Club account is that it helps you stay disciplined. When the money is out of sight, it’s easier to keep it off-limits until you really need it.
Plus, The Family Credit Union offers the support and tools you need to stay on track. Our members enjoy easy access, online account management, and the personal touch that only a local credit union can provide.
Opening Your Christmas Club Account
Open a Christmas club savings account at The Family Credit Union. Current members and new members can open accounts online using a secure online site or by logging into Home Banking. You will need the following items when opening your account:
- Address and phone number
- Social Security Numbers for you and any joint members on the account
- Driver’s License or State Issued ID
- Birth date for all people on the account
You will be asked to come into a credit union within 30 days of opening an account by this means so that we can get your account funded and verify your identification.
Visit our website for more information or to talk to a representative who can help you through the process.
Start Today for a Stress-Free Holiday Tomorrow
The holidays come around every year—why not be ready this time? Take the first step toward a more joyful, less stressful season by opening your Christmas Club account with The Family Credit Union today. Visit one of our branches for more details and to speak with one of our friendly representatives to get started.
The best time to start saving? Right now.
