Need we say it? It’s that time of year again! Tax season. With this in mind, it is a great time to review all the financial wellness tools, and other helpful offerings that we have available on The Family Credit Union (TFCU) website to help you navigate this tax season.

It is our hope that we can help make your life a little bit easier. Let’s break down what is available, and where you can find it:

The Family Credit Union’s Financial Wellness Center

Your financial well being is our priority! That is why we have resources available to you this tax season in our Financial Wellness Center. In order to help answer your tax related questions, you can read the following articles:

• Federal Income Taxes
• Completing a Tax Return
• Tax Brackets and Statuses

In addition, we also offer a Withholdings Calculator, available in our Financial Wellness Center. Federal Income Taxes are withheld from your paycheck by your employer. At tax time, you’ll determine whether you owe more or have over-paid and get a refund. This calculator will help you determine how much is being withheld as a percentage and monthly dollar amount.

• Federal Income Tax Withholding Calculator

The Wellness Center Coach

Another great resource that is part of our financial wellness center is the Wellness Center Coach. Here you will find short, information packed, learning sessions. Related to tax season, you will find the coaching session called “Your Tax Return Pre-Game“. Get the information you need to get prepared to file your taxes, so that filing is smooth and easy this year.

Additional Resources from TFCU

After you have visited our financial wellness center, you can also access additional resources available on our website to assist you this tax season. We have TurboTax at your fingertips on the site, to easily provide you access to personal filing. You’ll get your biggest possible refund and be confident your taxes are done right.

If you find that you owe a tax payment after completing your tax return, The Family Credit Union also offers personal loans to pay help off what you owe. If you would like more information about a personal loan, contact a branch near you or apply online!

This tax season, rely on your local The Family Credit Union to help you every step of the way. Our commitment, is to you, our members! Access our financial well-being center any time you need tools and information to help you become more informed and financially savvy. We cover all the financial topics that you care most about!

Sometimes life brings unexpected expenses—and other times, it brings exciting opportunities that need a financial boost. Whether you’re facing an emergency or planning for something special, a personal loan from The Family Credit Union (TFCU) can help you bridge the gap with confidence.

Here’s why so many people turn to The Family Credit Union for personal loans:

1. No Collateral Required

Personal loans (also called signature loans) are unsecured, which means you don’t need to put up any property, such as a vehicle or home, as collateral. That makes borrowing simpler and less stressful—especially if you’re just looking for a modest sum or a fast solution. You get the funds you need, without risking your assets.

2. Fast, Easy Approvals

Because there’s no collateral to appraise, the loan process is often quicker than other types of lending. Just fill out a simple application, and once your income and credit are verified, you could be approved and funded in no time. It’s a smooth, straightforward option when you need money fast.

3. Flexible Use for a Variety of Needs

Personal loans offer versatility—use them for just about anything:

• Home repairs or remodeling
• Appliance or furniture purchases
• Debt consolidation 
• Medical or legal bills
• Moving expenses
• Weddings or special events
• Emergency expenses
• Education/Back to School or training
• Vacations 
• Vehicles
• And more!

Whatever your reason, a personal loan can help you manage expenses without dipping into savings or relying on high-interest credit cards.

Built for Your Budget

At The Family Credit Union, our personal loans come with competitive fixed rates, flexible terms, and predictable monthly payments—so you can plan ahead with confidence. Whether you need a small loan or a larger amount, we’ll work with you to tailor the loan to your needs and financial goals.

Ready to Get Started?

Use our Loan Calculator to estimate your monthly payment, or view our current loan rates. When you’re ready, reach out to a loan specialist at a local branch near you or apply online. Let’s make your next goal a reality.

As summer winds down and the excitement of a new school year builds, so can the pressure of back-to-school expenses. From school supplies and new clothes to tech gear and activity fees, these costs can quickly add up—especially for families with multiple school-age children. That’s where a back-to-school personal loan from The Family Credit Union (TFCU) can make a real difference.

Rather than scrambling to cover costs or relying on high-interest credit cards, families can take advantage of a budget-friendly, flexible solution designed to ease the seasonal strain and support a successful academic start.

Affordable Financing with Member-Friendly Rates

Getting a back-to-school loan from The Family Credit Union has the advantage of lower interest rates than traditional banks or alternative lenders. TFCU is member-owned and operated, meaning we prioritize the financial well-being of our members rather than maximizing profits. This translates to lower interest rates on loans, ensuring that families can borrow the funds they need without falling into a high-interest debt trap.

Flexible Loan Terms to Fit Your Life

Every household manages money differently. That’s why we offer customizable loan terms that are built around your financial situation. Whether you want to pay off your loan quickly or prefer smaller payments stretched over a longer term, we’ll help you choose a plan that keeps you in control.

No Hidden Fees

Unlike some traditional lenders that may surprise borrowers with hidden fees and charges, credit unions are known for transparency. When you opt for a back-to-school loan from a credit union, you can expect straightforward terms and a clear understanding of any associated costs. This transparency helps you make informed financial decisions and avoid any unpleasant surprises down the road.

Personalized Service

At TFCU, we take pride in delivering a personalized banking experience to our members. Expect personalized service and understanding when applying for a back-to-school loan. Our staff is  accessible and willing to guide you through the application process, making the experience smoother and more reassuring.

Back to School Loans Build Credit

A back-to-school loan isn’t just about covering today’s expenses—it’s also a great way to establish or strengthen your credit. For students and young adults, making on-time payments can help build a healthy credit history, opening the door to better financial opportunities in the future.

Prioritizing Education

Helping our members make smart financial choices is central to our mission. Alongside loan options, TFCU provides ongoing financial education, from budgeting tools and workshops to one-on-one support. We want our members to succeed not just during the back-to-school season, but throughout every stage of life.

A Smarter Start to the School Year

Whether you’re buying backpacks and notebooks, updating school wardrobes, or covering tech and tuition fees, a Back-to-School Loan from The Family Credit Union can help you manage costs without sacrificing your budget or peace of mind.

Let us help make this school year a little easier—and your financial future a lot stronger.

👉 Apply online today or find a local branch near you to speak with a loan specialist and get started.

At The Family Credit Union (TFCU), we’re committed to helping members reach their goals with personalized support and financial solutions. Whether you’re buying your first home, planning for the future, or seeking a trusted financial partner, we’re here to guide you every step of the way.

Our members’ success stories showcase our dedication to low rates, financial education, and outstanding service. Here’s how we’ve made a difference in their lives.

Helping Members Keep More of Their Hard-Earned Money

Banking shouldn’t come with endless fees and high interest rates. We prioritize keeping costs low for our members while offering the best financial solutions to fit their needs. Maxwell Richard has experienced firsthand how The Family Credit Union helps him make the most of his money:

“My credit union has kept money in my pockets throughout the years—low interest rates on loans and no fees on my checking and savings accounts. I never have issues and love their recent focus on Financial Wellness… shows how much they care about their members.” -Maxwell Richard

Our commitment to financial wellness means we go beyond banking—we offer the tools and guidance needed to build a strong financial future.

Turning Homeownership Dreams Into Reality

Buying a home is one of the most significant financial decisions you’ll make, and we’re proud to help our members navigate the process of a home loan with confidence. Mark Uecker, a first-time homebuyer, found the support and expertise he needed at The Family Credit Union:

“My family recently moved to Muscatine and we needed to find a lender for a mortgage. Family Credit Union was GREAT to work with. As a first-time homebuyer, I had a ton of questions. They never got frustrated no matter how dumb the question was, and everything on their end could not have gone smoother. We are so happy that we used them for our mortgage!” -Mark Uecker

From competitive mortgage rates to personalized guidance, we’re here to make the home-buying process smooth, stress-free, and rewarding.

Providing Personalized Financial Guidance

Understanding savings, investments, and retirement planning can feel overwhelming, but we’re here to help. Our team takes the time to research and provide tailored advice to help members make informed financial decisions. Dylan Parker appreciated the extra effort we put into his financial planning:

“Very helpful tellers and bankers at this branch. I’ve discussed at length things like college savings funds, ROTH IRAs, and traditional IRAs. They went out of their way to do some research for me.” -Dylan Parker

Whether it’s planning for retirement, saving for your child’s education, or managing day-to-day finances, we are dedicated to helping our members reach their goals.

Experience the Family Credit Union Difference

At The Family Credit Union, we believe in providing more than just banking services—we provide a community of support, guidance, and financial empowerment. Our members trust us because we put their needs first, offering personalized solutions that help them thrive.

If you’re looking for a credit union that values you as more than just an account number, join The Family Credit Union today. Let us help you achieve your financial dreams—because when you’re a member, you’re family. Contact us today to learn more about our services and how we can help you on your financial journey!