Invest in Youth

Kirby and Young Adult Art
Young Adult Checking

Young Adult Checking

  • Young Adults up to age 26
  • High yield checking account with no minimum balance – 2.50% APR*
  • Earn dividends monthly on balances >$500, up to $5,000*
  • Up to $10 returned ATM surcharge fees per month*
  • Opt-in for overdraft protection
  • Credit Building program

Kirby Kangaroo Club

  • Members of the Kirby Club receive special introductory gifts to make the savings process memorable
  • A free gift with each deposit
  • Invitations to sponsored events and contests
  • Minimum membership deposit of $25 in the basic 01 Savings account
  • Additional balances are placed in the high interest saving account to earn higher dividend
    1. Balances from $0 to $4,999.99:   2.00% APR
    2. Balances from $5,000 to $24,999.99:   0.75% APR
    3. Balances over $25,000:   0.15% APR
    4. Interest its paid on the first dollar deposited

*To qualify for the monthly BONUS dividends the checking account must have 10 transactions per month, maintain an average month daily balance of $500 up to $5,000, and enrolled in E Statements. Members can fall in and out of qualification per month depending on account status.