At The Family Credit Union (TFCU), we’re committed to helping our members build financial confidence at every stage of life. That’s why we’re proud to partner with First Community Trust (FCT).

Whether you’re planning for retirement, investing for long-term growth, or preparing your estate, FCT provides expert guidance backed by decades of experience and professional credentials. Together, TFCU and FCT deliver accessible, personalized financial planning that supports your goals today and your legacy tomorrow.

Wealth Management for Every Stage of Life

FCT offers a full range of financial services designed to help you manage, protect, and grow your assets with confidence:

Investment Management

Your portfolio manager will work directly with you—building an investment strategy that aligns with your goals, risk tolerance, and long-term plans. FCT’s active involvement means you’ll always have access to knowledgeable support and a clear understanding of your investments.

Retirement Planning

Whether retirement is near or decades away, FCT helps you create a roadmap for a comfortable future. Their holistic approach ensures every piece of your plan works together—from savings strategies to distribution planning.

401(k) Rollovers & IRA Transfers

If you’ve recently changed jobs or want more control over your retirement funds, FCT can help you roll over your 401(k) or transfer an IRA. Members benefit from:

• Greater investment flexibility

• Easy access to your account

Financial Planning

FCT’s financial planning process takes your entire financial picture into account. They help you:

• Establish personalized goals

• Identify opportunities for growth

• Build a comprehensive, long-term financial plan

Estate & Trust Planning

FCT’s experienced trust professionals help you navigate one of the most important (and often overwhelming) parts of financial wellness. Their goal is simple: provide peace of mind for you and clarity for your loved ones.

Why This Partnership Matters for TFCU Members

By teaming up with First Community Trust, TFCU can offer a higher level of financial expertise right where members already feel at home. You get:

• Local access to highly trained trust and investment professionals

• Personalized guidance based on your goals—not sales quotas

• A long-term partnership focused on building financial stability and confidence

No matter where you’re starting, TFCU and FCT are here to support your financial journey—from simple savings goals to complex estate planning.

Get Started Today

Curious about your financial options? Schedule a conversation to discuss your goals and see how First Community Trust can help you grow, protect, and manage your financial future.

Your goals matter—and with The Family Credit Union and FCT collaborating, you have a team focused on helping you achieve them. Visit your local credit union today for more information!

At The Family Credit Union (TFCU), we’re committed to helping members reach their goals with personalized support and financial solutions. Whether you’re buying your first home, planning for the future, or seeking a trusted financial partner, we’re here to guide you every step of the way.

Our members’ success stories showcase our dedication to low rates, financial education, and outstanding service. Here’s how we’ve made a difference in their lives.

Helping Members Keep More of Their Hard-Earned Money

Banking shouldn’t come with endless fees and high interest rates. We prioritize keeping costs low for our members while offering the best financial solutions to fit their needs. Maxwell Richard has experienced firsthand how The Family Credit Union helps him make the most of his money:

“My credit union has kept money in my pockets throughout the years—low interest rates on loans and no fees on my checking and savings accounts. I never have issues and love their recent focus on Financial Wellness… shows how much they care about their members.” -Maxwell Richard

Our commitment to financial wellness means we go beyond banking—we offer the tools and guidance needed to build a strong financial future.

Turning Homeownership Dreams Into Reality

Buying a home is one of the most significant financial decisions you’ll make, and we’re proud to help our members navigate the process of a home loan with confidence. Mark Uecker, a first-time homebuyer, found the support and expertise he needed at The Family Credit Union:

“My family recently moved to Muscatine and we needed to find a lender for a mortgage. Family Credit Union was GREAT to work with. As a first-time homebuyer, I had a ton of questions. They never got frustrated no matter how dumb the question was, and everything on their end could not have gone smoother. We are so happy that we used them for our mortgage!” -Mark Uecker

From competitive mortgage rates to personalized guidance, we’re here to make the home-buying process smooth, stress-free, and rewarding.

Providing Personalized Financial Guidance

Understanding savings, investments, and retirement planning can feel overwhelming, but we’re here to help. Our team takes the time to research and provide tailored advice to help members make informed financial decisions. Dylan Parker appreciated the extra effort we put into his financial planning:

“Very helpful tellers and bankers at this branch. I’ve discussed at length things like college savings funds, ROTH IRAs, and traditional IRAs. They went out of their way to do some research for me.” -Dylan Parker

Whether it’s planning for retirement, saving for your child’s education, or managing day-to-day finances, we are dedicated to helping our members reach their goals.

Experience the Family Credit Union Difference

At The Family Credit Union, we believe in providing more than just banking services—we provide a community of support, guidance, and financial empowerment. Our members trust us because we put their needs first, offering personalized solutions that help them thrive.

If you’re looking for a credit union that values you as more than just an account number, join The Family Credit Union today. Let us help you achieve your financial dreams—because when you’re a member, you’re family. Contact us today to learn more about our services and how we can help you on your financial journey!

On August 21, we celebrate National Senior Citizen’s Day—a day to recognize the invaluable contributions of older generations and to focus on ensuring their well-being. At The Family Credit Union, we understand the importance of financial security for seniors during retirement. We are proud to offer specialized services designed to help our senior members navigate this important stage of life.

Our Golden Members Program

The Golden Members club is designed exclusively for our senior members over the age of 65. Looking to simplify your banking experience? Becoming a Golden Member at The Family Credit Union is an easy way to enjoy extra perks.

Here’s what you can enjoy as a Golden Member:

1. Free Checking and Custom Checks: Manage your finances with ease through free checking and receive one box of special Golden Members checks each year—completely free of charge.
2. Retirement and Trust Services: Through our partnership with First Community Trust, Golden Members have access to expert guidance on retirement planning and trust services, ensuring your financial future is secure.
3. Social Events: As part of our commitment to fostering community and connection, we offer exclusive social events throughout the year, where you can meet fellow Golden Members and enjoy fun activities.

Becoming a Golden Member is simple! If you’re over 65 and have an account relationship of $2,500 or more, you’re automatically enrolled. For more information, feel free to contact your nearest branch today!

Planning for the Future: Retirement and Estate Planning Tools

In addition to Golden Members benefits, The Family Credit Union is pleased to partner with First Community Trust and Melissa Uzzell to offer Retirement and Trust Services to our members. These services include:

• Retirement Accounts (IRAs): Secure your financial future with our Individual Retirement Accounts (IRAs), which offer tax advantages as you save for retirement.
• Investment Guidance: Let our financial experts help you create a personalized retirement strategy that aligns with your goals and lifestyle.
• Estate Planning: Planning your estate is crucial to ensuring that your wishes are honored. Our team provides guidance on creating wills, trusts, and beneficiary designations to protect your assets and provide for your loved ones.

Learn more about these, and other financial planning benefits available to help provide financial security for seniors here.

Why Financial Planning Matters for Seniors

As we age, it’s essential to have a financial plan that allows for stability and peace of mind. Whether you’re already retired or planning for the years ahead, having the right support can make all the difference. Become a Golden Member or take advantage of our retirement and estate planning tools. You can feel confident that The Family Credit Union is here to help every step of the way. Financial security for seniors is one of our top priorities!

Celebrate National Senior Citizen’s Day with Confidence

National Senior Citizen’s Day is the perfect opportunity to take stock of your financial health. Whether you’re looking for immediate financial benefits or long-term planning tools, The Family Credit Union has the resources you need to achieve your goals.

Visit us today to learn more about how we can help you make the most of your golden years!

Are you working on planning for your financial future? Are you focused on keeping close track of your spending and transactions? Do you use Quicken? If your answers are yes, then you may be asking the question “What are the benefits of connecting my credit union account with my Quicken account? 

As you may or may not know, Quicken has the compatibility to link to your Family Credit Union online banking account or manually upload transactions directly to Quicken. And integrating your TFCU accounts is really easy to do. So that are the benefits when you do this? For those with financial goals, there are some important ones. Let’s take a look. 

For the Budget Conscious, You Can Easily Document and Plan Your Financial Future

Whether you are a novice just beginning to organize your finances, or a seasoned financial tracker, coupling Quicken account with your TFCU account(s) gives you a clear snapshot of your financial records and transactions. At a glance you can chart your current finances and plan carefully for your financial future. This means that your financial health is readily at your fingertips. 

Easily Connect Your Balances & Transactions 

When you connect your account with Quicken, you quickly and easily connect your current balances and transactions. Quicken provides excellent data security too, so you know that the information from your TFCU account will be connected safely and stored safely. You can easily track and monitor your expenses and know where your money is going at all times. With the added 24/7 support, it is a win-win with TFCU & Quicken together. 

A Quicken Account Offers an Overall Tracking Tool 

In addition to tracking your balances and transactions, in Quicken you can also track tax data, overall net worth, and your investments. By connecting your TFCU accounts, you have that much more data at your fingertips to keep you informed of your overall finances. Read more about how to get started here. 

Don’t Have Quicken Account, But Want to Get Started? 

Get connected with Quicken Support to answer your questions such as: 

• How to download and install Quicken.
• Setting up all of your banking, loan, and investment accounts.
• How to get the most out of Quicken with tools such as budgeting, bill pay, and reports.

It does not matter if you are new to Quicken, or have tons of experience, there benefits are plentiful! To answer additional questions you may have, visit our Quicken page here. 

Retirement may seem like it’s far off for many of us, but ask anyone who is retired; start putting money away often and early! There is no specific age at which you should or need to retire. It’s all about when you want to retire lining up with when you will have enough money put away to replace the money you make from working. Many people also consider lining up their retirement with Social Security. The earliest you can begin receiving Social Security benefits is 62. However, if you begin claiming at this time (if you were born after 1960), you will sacrifice a portion of your benefits. Full retirement age is 67, although you can further delay your retirement to age 70 to increase benefits.

When Should you Start Saving?

In one word? Now. In a few words? In your 20s. We also want to mention that it is never too late to start saving. Every dollar counts and you will thank yourself later for saving. The typical advice is to save 70% to 90% of the annual money you make pre-retirement. For example, a retiree who earns an average of $63,000 per year before retirement should expect to need $44,000 to $57,000 per year in retirement.

What’s the Best Way to Save?

There are a few different options. If your employer offers a 401(k) or other similar options, we suggest you take part in it, especially if they match dollars. You can also open your own retirement savings account. We suggest talking to a financial planner if you want in-depth help. The Family Credit Union can help with some questions you may have and we can help you with a retirement savings account. Contact us today to learn more. The Family Credit Union is here to help you through all stages of your life, including student loans, home loans, auto loans, and more.