Where Family is More Than Our Name
The Family Credit Union has vehicle loans available for new or used autos, boats, motorcycles or recreation vehicles. Fast pre-approvals make it easy for you to get a better arrangement with the dealer knowing you have the cash you need. Getting pre-approved is the way we recommend - it gives you the buying power!
Interest rates vary according to the term, credit rating, down payment or equity. Cars may be financed up to 60 months and boats, RV's and cycles may be able go as long as 96 months.
Before you make your next new or used vehicle purchase, compare our rates to see where you can really get the best deals.
Arrange to pay your Family Credit Union loans with convenient payroll deduction or auto transfer!
N.A.D.A. "Blue Book" prices on used cars are available at all locations free of charge. Call the loan department for current pricing on used vehicles.
More Info: www.nada.com
Get an insurance quote online through MEMBERS Auto Insurance - a Liberty Mutual company.
Use our Loan to Dough program to build a manageable savings account every time you make your loan payment. Just ask us to round up your loan payment or choose a set amount, and we’ll automatically transfer that amount into a savings account of your choice.
Guaranteed Asset Protection (GAP) (underwritten by Allied Insurance) Most insurance policies only cover the value of your vehicle - something that rapidly declines during ownership. GAP is a non-insurance product that covers the "gap" between the vehicle's value and the amount you still owe. GAP protects you and your entire investment from substantial loss. For your convenience, your premium is included in your loan payments so there's no extra payment to make. Get a Free Quote or talk to a FCU Member Service Specialist today for more information.
| Loan | APR% As Low As**: | ||
|---|---|---|---|
| New & Used Vehicles & Trucks* 2007 - 2010 | 4.75% (up to 60 months, 72 months available on lower mileage vehicles) | ||
| Used Vehicles* 2006 - 2003 | 5.75% | ||
| Used Vehicles* 2002 and older | 7.85% | ||
| New & Used Boats, RVs, Campers, Motorcycles* 2007 - 2010 | 6.35% | ||
| Used Boats, RVs, Campers, Motorcycles* 2006 and older | 7.85% | ||
*Rates are based on loans of $2,500 or more. Loans for less than $2,500 will be granted at Signature Rates. Rates are subject to change without notice. Please call for current rates.
**Rates are stated as annual percentage rates (APR). Rates in combination with loyalty points could be .30% lower than stated rates
Updated 12/16/08
New Auto Promotion 2/1/10 - 2/28/10
(Administered by Allied Insurance)
Getting an auto loan is about more than just a low rate. It's also about having the right protection. For a few dollars a month, you can protect your vehicle and your finances from costly repair expenses. Choose from three MBC Plans that pay for parts and labor for covered repairs. Coverage also includes 24-hour roadside assistance and rental reimbursement.
(Underwritten by CUNA Mutual Insurance)
Preserve your financial future and make sure you and your loved ones are financially secure. Payment protection coverage provides a valuable safety net by making loan payments in the event of disability or death of a covered member. For your convenience, your premium is included in your loan payments so there's no extra payment to make.
