Where Family is More Than Our Name
This is an unsecured loan established for a predetermined period of time with specific loan payments. The rate is fixed for the term of the loan. Credit worthiness and the ability to repay determine this loan and its accompanying rate.
Rates: as low as 12.00%*
Allows members to obtain a loan at an attractive rate using the funds in their savings accounts as collateral.
Rates: 6.00% APR for 36 or 48 months, 7.00% for 60 months*
Allows members to use the money in their share certificate as security. The Annual Percentage Rate is 2.00% above the current share dividend and the rate is fixed for the term of the loan. Terms cannot exceed the certificate's maturity date.
Rates: 2.00% over CD rate; min. 6.00% up to 48 months*
A lower limit line of credit that you can access 24/7 using home banking CU@ccess24 or the 24-hour Voice Response System. Money is transferred into your account of choice and is available immediately for use. You only need to sign for this loan one time at any office.
Rates: as low as 12.00%*
If you overdraft your account, this feature kicks in. Instead of getting charged a fee for bouncing a check, overdraft protection will in provide you with an instant loan. If the ‘loan’ is paid off quickly it is usually much less expensive than the bounced check fee. Repayments amounts depend on the amount being transferred and will deduct automatically from your checking account.
Use our Loan to Dough program to build a manageable savings account every time you make your loan payment. Just ask us to round up your loan payment or choose a set amount, and we’ll automatically transfer that amount into a savings account of your choice.
*Rates are stated as annual percentage rates (APR). Rates in combination with loyalty points could be 0.30% lower than stated rates.
