The basic share account is your membership share account. A balance of $25 must be maintained at all times to retain your credit union membership. This account earns monthly dividends on balances over $100, and receives statements quarterly. Deposits can be made over the counter, through ATMs, by direct deposit, or by mail.
The TIA account is an exciting tiered structure investment that combines a high yield with easy access - the more you save the more you earn! A minimum balance of $1500 is required to earn interest. TIA accounts yield higher interest daily, and are paid monthly.
Saving for Christmas doesn't need to be difficult. It's as easy as opening a Christmas Club Savings and having a small amount deposited or deducted from your pay. Even if you deposit as little as $10 per week, you'll have a tidy sum by next Christmas. The funds are deposited to your savings account on November 1st. For an easy way to transfer funds use payroll deduction, direct deposit, Voice Response, or Home Banking.
This is a specially designed savings account which when set up through the credit union, allows selected bills to be automatically debited. See a member service representative to begin this account.
| Share | Requirement* | APR | APY |
|---|---|---|---|
| Regular Shares | $100 - $2,000 | .80% | .80% |
| Regular Shares | $2,000 | 1.00% | 1.01% |
| CU Succeed Teen Club | $100 | .80% | .80% |
| Kirby Kangaroo Club | $100 | .80% | .80% |
| Tiered Accounts | $1,500 | ||
| Balances up to: | $25,000 | 1.25% | Depends on Balance |
| Balances: | $25,000 to $50,000 | 1.50% | Depends on Balance |
| Balances: | 50,000 to 100,000 | 1.75% | Depends on Balance |
| Balances Over: | $100,000 | 2.00% | Depends on Balance |
| Christmas Club | $100 | 0.50% | 0.50% |
*Minimum balance required to earn interest
APR: Annual Percentage Rate
APY: Annual Percentage Yield. DIA quoted "As High As"
1/1/2010